Small multifamily, real numbers
Explore the operating economics of a 5–10 unit property: gross potential rent, NOI, DSCR, debt yield, and cash flow, with sensitivity scenarios. Properties with five or more units are often financed and underwritten differently than 1–4 unit homes.
Your small-multifamily estimate appears here.
Enter a purchase price and rent per unit, then explore.
Why 5–10 units are their own category
Once a residential property has five or more units, it is frequently financed and underwritten as a commercial or investment asset. That can mean different appraisal approaches, reserve expectations, down-payment levels, and DSCR thresholds than a 1–4 unit home — and often a different set of lenders and programs entirely.
What this explorer does — and doesn't
It estimates the operating math (NOI, DSCR, debt yield, cash flow) so you can pressure-test a deal. It does not decide whether a specific property is eligible for a specific loan program; that requires a lender's review.
Next steps
Compare against a single-family rental with the DSCR Calculator, read the DSCR pathway, or connect with a professional through Kawsah.
Frequently asked questions
Why treat 5–10 unit properties differently?
They are frequently financed and underwritten as commercial or investment assets, with different appraisal, reserve, and program considerations than 1–4 unit homes.
Does this determine eligibility?
No. It explores unit economics and financing math for education. Program eligibility must be verified with a lender.